The Pradhan Mantri Awas Yojana Mission, which was introduced on 25th June 2015, is a prominent program that gives government assistance to implementing agencies via States, Union Territories, and government Nodal Agencies. The main goal of the Pradhan Mantri Awas Yojana 2024 is to provide housing to all eligible households and beneficiaries to meet the verified demand for roughly 1.12 crore dwellings. You should check PMAY Eligibility Criteria 2024 to know whether you can claim the benefits or not. There are two parts to the Pradhan Mantri Awas Yojana Scheme: PMAY-U, which is meant for urban areas, and PMAY-G, or PMAY-R, which is meant for rural areas. PMAY-U is intended to solve the housing needs of the urban impoverished, whereas PMAY-G/R is intended to satisfy the housing needs of the rural poor. If you wish to get the house under this program then you should complete pmaymis.gov.in Pradhan Mantri Awas Yojana Registration 2024.
Pradhan Mantri Awas Yojana 2024
To offer affordable homes to individuals from various socioeconomic backgrounds, Prime Minister Narendra Modi launched the Pradhan Mantri Awas Yojana Scheme. Phased implementation of the PMAY project is planned across the nation, with completion anticipated by 2022. Applications for housing loan subsidies under the Pradhan Mantri Awas Yojana 2024 must be submitted by December 31, 2024. The PMAY-U program restricts the carpet area of homes constructed for the Economically Weaker Section to 30 square meters. States and union territories may, however, increase this amount if they contact the Ministry of Housing and Urban Affairs and receive its consent. PMAY-U stands out for its dedication to female empowerment, especially for those in the EWS and LIG categories. Unlike previous housing initiatives, PMAY-U requires that the female head of the beneficiary family either owns the house outright or co-owns it.
PMAY Eligibility Criteria 2024
The following requirements must be satisfied to be eligible for the PMAY scheme:
- No member of the family receiving benefits from the system may own a pakka house (a type of housing appropriate for all weather conditions).
- The Indian or State governments should not have provided any central assistance to the family that received the house plan.
- Under the PMAY-Credit-Linked Subsidy Scheme, the recipient household should not have received any subsidies from any of the key lending institutions.
Income Eligibility
The program is additionally separated into various income brackets, each with particular requirements for enrollment and advantages:
| Category | Annual Income | House Property Size |
| Economically Weaker Section | Upto Rs. 3 Lakh | To 30 sq. m. |
| Lower Income Group | Between Rs. 3 Lakh to Rs. 6 Lakh | To 60 sq. m. |
| Middle Income Group I | Between Rs. 6 Lakh to Rs. 12 Lakh | To 160 sq. m. |
| Middle Income Group II | Between Rs. 12 Lakh to Rs. 18 Lakh | To 200 sq. m. |
pmaymis.gov.in Pradhan Mantri Awas Yojana Registration 2024
| Program | PMAY 2024 |
| Initiated By | Prime Minister Narendra Modi |
| Initiated On | 25th June 2015 |
| Beneficiaries | People with less resources and income |
| Last Date to Apply | 31st December 2024 |
| Eligibility | Limited income and resources |
| Category | Yojana |
| Official Website | pmaymis.gov.in. |
Documents Required For PMAY Application Form 2024
The Indian or State governments should not have provided any central assistance to the family that received the house plan. Following are the Documents Required For PMAY Application Form 2024.
| Particulars | Salaried Candidates | Self-employed Candidates |
| Identity Proof | Voter ID, PAN card, Aadhaar card, etc. | Voter ID, PAN card, Aadhaar card, etc. |
| Income Proof | Bank statements for the last six months, pay slips, Form 16, ITR, etc. | Trade licenses, SSI registrations, PAN cards, VAT registrations, etc. |
| Address Proof | utility bills, passports, voter IDs, etc. | utility bills, passports, voter IDs, etc. |
| Property Related Docs | receipt for payment, selling agreement, entire property chain, allocation letter, etc. | receipt for payment, selling agreement, entire property chain, allocation letter, etc. |
| Category Proof | OBC, SC/ST, etc. | OBC, SC/ST, etc. |
| Consent form for Aadhaar-linked bank account | Consent form for Direct Benefit Transfer including an Aadhaar-linked bank account | Consent form for Direct Benefit Transfer including an Aadhaar-linked bank account |
Apply Online Pradhan Mantri Awas Yojana 2024
The PMAY program application procedure differs slightly for the urban and rural categories, but the general processes to Apply Online Pradhan Mantri Awas Yojana 2024 are as follows:
- Choose your eligibility level (MIG I, MIG II, LIG, or EWS).
- Click the ‘Citizen Assessment’ option after going to the PMAY official portal at pmaymis.gov.in.
- Enter your Aadhaar data after choosing the relevant category.
- After completing the online application, send it along with the necessary paperwork.
- On the PMAY website, you can monitor the progress of your application.
- Once the application is accepted, the beneficiary can benefit from the affordable housing units, construction or renovation assistance, and home loan subsidy offered by the PMAY plan.
FAQs On Pradhan Mantri Awas Yojana 2024
The Pradhan Mantri Awas Yojana application deadline is December 31, 2024.
To apply for PMAY 2024 online, go to the official website at https://pmaymis.gov.in/ and click on the ‘Citizen Assessment’ tab.
The required yearly income for a household in the EWS, LIG, and MID is Rs. 3 lakh, Rs. 3 lakh to Rs. 6 lakh, and Rs. 6 lakh to Rs. 12 lakh, respectively.
James Stallon is a senior editor in this company who has completed his Mass Media degree. He has experience of 8 years as senior content writer in Finance, Tax and stocks related articles and 4 years experience as a senior editor in this organization. He keeps on learning new things related to international monetary policies and taxes around the world.