All remaining July payments for millions of retirees – Complete list

The Social Security Administration (SSA) has just issued the first regular Social Security payment of July, which has gone out to those born between the 1^st and the 10^th of every month that started claiming benefits post May 1997. Now it is the turn for the next group to be vigilant of their mailboxes and bank accounts in preparation to receive their benefits.

Since Social Security payments are so tightly scheduled, there is very little room to interpret payments or amounts. It is done like that to ensure that all beneficiaries, but especially those who fully rely on Social Security or receive more than one benefit, can know without a doubt the date of their benefits and plan their finances around them correctly. Some of the recipients are in a vulnerable economic position and would be unduly burdened by late fees or nonpayment notices.

To avoid that, the SSA creates a calendar every year with the exact dates of payment distributions. This way beneficiaries can plan around those dates and have sufficient time to adapt, move things around, or save up if needed. This is because, despite the calendar being set, there are some exceptions that retirees need to take into account. Weekend and holidays. On these days, payments cannot be distributed, as banks do not open and mail carriers are also not delivering, and so the dates need to be changed to the previous day when these services are available in order to not delay processes.

Luckily for retirees and other Social Security recipients, this year the July calendar is as straightforward as it can be, with benefits going out on their scheduled dates for the entire months and no variations. The payments that have already been sent are:

1^st of every month: this month on a Monday, to all those who started claiming retirement benefits prior to May 1997, live permanently abroad or receive Supplemental Security Income (SSI) benefits (retired or not).

3^rd of every month: This month falling on a Wednesday, like the rest of the scheduled Social Security retirement benefits payments, it is used to stagger SSI and Social Security benefits for those who are meant to receive both on the 1^st of every month. In that special case, SSI will be received on the 1st and retirement and disability benefits on the 3rd of every month.

Remaining July payments

Additionally, there are three other regular Social Security payments, that all go out on a Wednesday unless prevented by a holiday or other event, the first of which went out this week on the 10^th of July this month. The two missing payments will go out on the 2^nd and 3^rd Wednesday of the month.

Wednesday, July 17 will serve those beneficiaries born between the 11th and 20th of any month and Wednesday, July 24 will round off the month sending the payment to beneficiaries born between the 21st and 31st of any month

What to do if your check does not arrive on the scheduled date?

If the scheduled date for the Social Security benefits payment arrives and the check has not yet reached you, you should wait for a maximum of three days. If the check has still not arrived after this period, it is then time to contact the SSA directly and they will be able to help you track it down or send a new one.

Do take into account that, even though the SSA tries to ensure that the checks will arrive on time, weather patterns may delay the physical ones sent through regular mail and bank processing times vary from institution to institution, so you may need to wait a little longer to get the money into your possession.